The Bad Points
Extras costs more, long distance and roaming fees can be very expensive.
Not all services are included, you may not be able to surf the web.
Prepaid minutes can be more expensive on a minute by minute basis.

The Good Points
Prepaid minutes can be less expensive than contract minutes.
No credit check hassles.
No service fees.
Are you better off signing a contract?

Well that is a question that only you can answer, while the pricing may look attractive you need to think if you will be using the phone regularly.

Answer the following-
Do you mostly call family and friends
Do you use your cell phone for work?
Do you make international calls?

that I keep in a car. Every three months I purchase 60 minutes airtime for twenty dollars. That’s $6.66 a month. The minutes rollover as long as I purchase 60 minutes or more every at least every three months.

I also have an AT&T no contract, no credit check with unlimited talk and text and it cost $60.00 a month. This is the phone I use everyday.